what is experian credit score

The Experian credit score is a numerical summary of your creditworthiness generated by Experian India, one of the RBI-licensed credit bureaus. It ranges from 300 to 900. Lenders use this three-digit score to evaluate your financial reliability, based on your credit history, including loan repayment performance and outstanding debt. A score closer to 900 is considered excellent and increases your chances of securing loans or credit cards with favorable terms.