what is my cibil score

A CIBIL score is a three-digit number, typically ranging from 300 to 900, which acts as a numerical summary of your credit history in India. It reflects your creditworthiness to lenders, with a higher score indicating better credit management and a more responsible repayment history. Lenders generally consider a score of 750 or above to be excellent, which significantly increases your likelihood of securing loans and credit cards on favourable terms and with competitive interest rates.