how to get loan without cibil score

A CIBIL score is essential for most loan approvals. However, getting a loan may still be possible if your score is NA (Not Applicable) or NH (No History). Lenders often view no credit history as less risky than a poor one, but they may impose stricter terms. You can explore a few options:

• Secured Loans: Loans against assets like gold, fixed deposits, or property.
• Microfinance/Small Loans: Certain online platforms or microfinance institutions may offer small personal loans to new borrowers.
• Joint Application: Apply with a co-applicant or guarantor who has a good credit history to improve your eligibility.