What is a good credit score?

In India, a credit score between 700 and 900 is generally considered good. Most lenders and financial institutions prefer a score of 750 or higher to approve loans or credit cards with favorable interest rates. This score is calculated based on your repayment history, credit utilization, and the length of your credit history. Maintaining a high score indicates responsible financial behavior, making it easier to secure credit. You can check your credit report periodically to monitor your financial health.