How to get a 900 credit score?

In India, a credit score of 900 is the highest possible mark assigned by bureaus like CIBIL. To achieve this, you must maintain a perfect repayment history by paying all loan EMIs and credit card bills on time. Keep your credit utilization ratio low, ideally below 30 percent, and maintain a healthy mix of secured and unsecured loans. Regularly monitoring your credit report for errors and avoiding frequent, multiple credit applications in a short period will also help you reach an excellent score near 900.