what is a good credit score

A good credit score in India, typically the CIBIL Score which ranges from 300 to 900, is generally considered to be 700 or above. A score of 750 and higher is excellent, offering the best chances for loan approval and securing lower interest rates.

• 750 - 900: Excellent, with very high loan approval chances.
• 700 - 749: Good, generally accepted by most lenders.
• Below 600: Considered Poor, making credit approval difficult.