how to get 900 cibil score

Achieving a 900 CIBIL Score requires years of consistent and perfect financial discipline, as it is the highest score possible and very rare. To reach this exceptional level, you must consistently follow the best credit practices:

• Pay all credit card bills and loan EMIs on time, every time.
• Maintain a very low Credit Utilisation Ratio, ideally keeping it below 10%.
• Build a long credit history by not closing old, well-managed accounts.
• Limit new credit applications to avoid multiple hard inquiries.
• Regularly check your credit report to promptly dispute any errors.