is 802 a good credit score

Yes, a credit score of 802 is considered excellent or exceptional in India. Credit scores typically range from 300 to 900, and a score of 750 or above is generally seen as the top tier. An 802 score strongly indicates responsible credit management, which makes you a very attractive borrower to lenders. This score significantly increases your chances of getting quick loan approvals, higher credit limits, and securing the most favorable interest rates and terms on loans and credit cards.