is a higher credit score better

Yes, a higher credit score is definitely better. A high score signals to lenders that you are a responsible borrower, making you more likely to be approved for loans and credit cards. It also helps you qualify for the most favourable terms, such as lower interest rates on mortgages, car loans, and other credit products, which can lead to significant savings over time. Generally, a score in the 'Good' range (e.g., 670 and above on the 300-850 scale) is desirable.