You can check your credit score, often referred to as your CIBIL Score, for free through the official websites of India's four authorized Credit Information Companies (CICs): TransUnion CIBIL, Experian, Equifax, and CRIF High Mark. Alternatively, many authorized financial institutions and online platforms also provide a free monthly credit score and report service. Checking your own score is considered a 'soft inquiry' and will not negatively impact your credit standing. This score, which typically ranges from 300 to 900, is a key indicator of your credit health for lenders.
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