how to check credit card score

You can check your credit score, which reflects your credit card and loan history, for free from India's four major credit bureaus: CIBIL, Experian, Equifax, and Highmark. You are entitled to a free full credit report from each bureau once every year. The score is a key factor banks use when assessing applications for new credit cards or loans. You can typically request this report directly from the credit bureau's website.