how to make cibil score good

To make your CIBIL Score good, focus on consistent and responsible credit behaviour.

• Always ensure timely repayment of all loan EMIs and credit card dues, as payment history is the most important factor.
• Keep your credit utilization ratio low, ideally maintaining it below 30% of your total available credit limit.
• Avoid making multiple applications for new credit within a short timeframe, as this can negatively impact your score.
• Regularly check your CIBIL report for any errors and raise a dispute immediately to have them corrected.
• Maintain a healthy mix of secured and unsecured credit.