How to get your credit score?

You can obtain your credit score for free once a year from any of the four major credit bureaus in India: TransUnion CIBIL, Experian, Equifax, or CRIF High Mark. To get your score, visit the official website of a credit bureau and provide your personal details, including your name, mobile number, and PAN. After identity verification via an OTP, your three-digit score and detailed credit report will be generated. Many Indian banks also offer this facility through their net banking portals to help customers monitor their financial health.