how to increase credit card score

To increase your credit score, focus on responsible credit habits as they influence your creditworthiness. Key steps include:

• Paying all credit card bills and loan EMIs on time, every month.
• Keeping your credit utilisation ratio low, ideally below 30% of your total credit limit.
• Limiting new credit applications to avoid multiple hard inquiries on your report.
• Regularly checking your credit report for errors and promptly disputing any inaccuracies.