how can i increase my credit score

To increase your credit score, focus on responsible financial habits.

• Pay all your EMIs and credit card bills on time without fail. Payment history is the most important factor.
• Keep your credit utilisation ratio low, ideally below 30% of your credit limit.
• Review your credit report regularly and immediately report any errors.
• Avoid taking on too much new debt simultaneously.
• Maintain a good mix of secured and unsecured credit over time.