Credit Score

how to increase cibil score from 600 to 750

To increase your CIBIL Score from 600 to 750, consistent financial discipline is key and takes time. Focus on the following practices:
  • Always pay your loan EMIs and credit card bills in full and on time.
  • Keep your credit utilization ratio (CUR) below 30% of your total credit limit.
  • Avoid applying for multiple new loans or credit cards in a short period.
  • Maintain a healthy credit mix of both secured and unsecured loans.
  • Regularly check your credit report for any errors and raise a dispute if necessary.

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