how to increase cibil score

To increase your CIBIL score, focus on disciplined financial habits over time:

• Always pay your loan EMIs and credit card bills on or before the due date.
• Keep your credit utilisation ratio low, ideally below 30% of your total available credit limit.
• Avoid applying for multiple new loans or credit cards within a short period, as this lowers your score.
• Regularly check your credit report for any errors or inaccuracies and dispute them immediately.
• Maintain a healthy mix of secured and unsecured loans to build a strong credit profile.