how to increase cibil score from 300 to 750

To increase your CIBIL score from 300 to 750, you must commit to responsible credit habits consistently. This process takes time, often several months, but the following steps are crucial:

• Review your credit report for errors and raise disputes to correct any inaccuracies.
• Prioritise making all loan EMIs and credit card payments on or before the due date.
• Reduce your Credit Utilization Ratio (the amount of credit used versus available) to less than 30%.
• Maintain a diverse and balanced mix of secured and unsecured credit.
• Avoid applying for multiple new loans or credit cards simultaneously.