how to improve your cibil score

To improve your CIBIL score, focus on disciplined financial habits:

• Ensure timely repayment of all loan EMIs and credit card bills.
• Keep your credit utilization ratio low, ideally below 30% of your total credit limit.
• Avoid taking on too many new loans or applying for multiple credit accounts in a short period.
• Regularly check your CIBIL report for errors and raise a dispute for any inaccuracies.
• Maintain a mix of different types of credit, and keep your oldest credit accounts active.