how to improve cibil score

To improve your CIBIL score, you must demonstrate responsible credit behaviour consistently:

• Always make your loan EMIs and credit card payments on time.
• Keep your credit utilisation ratio low, ideally below 30% of your available credit limit.
• Avoid applying for multiple new loans or credit cards within a short time frame.
• Maintain a healthy mix of secured and unsecured credit.
• Regularly review your CIBIL report and immediately dispute any errors to ensure your information is accurate.