how to get personal loan without cibil score

While challenging, getting a personal loan without a CIBIL score is possible by exploring alternatives. Lenders offering no-credit-check loans may compensate for the risk with a higher interest rate. You can improve your chances by:

• Applying with a guarantor who has a good credit history.
• Offering collateral, such as opting for a gold loan.
• Applying for a smaller loan amount.
• Providing strong income proof and banking history.