Credit Score

how many cibil score required for credit card

While there is no single absolute minimum CIBIL score for a credit card, most banks and financial institutions in India generally prefer applicants with a score of 750 or higher. A score in this excellent range significantly increases your chances of approval and may qualify you for premium cards with better benefits and lower interest rates. However, some lenders may consider applicants with a good score, typically between 650 and 700, though this may result in fewer card options or stricter terms.

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