how to get good cibil score

To get a good CIBIL score, focus on consistent and responsible credit behaviour.

• Always pay your loan EMIs and credit card bills on or before the due date.
• Maintain a low credit utilisation ratio, ideally below 30% of your total available credit limit.
• Avoid applying for multiple new credit facilities in a short time, as too many hard inquiries can lower your score.
• Keep older credit accounts active to benefit from a longer credit history.
• Regularly check your credit report for errors and dispute any inaccuracies immediately.