how to get a credit report

To get your credit report, you can access it through the websites of Credit Information Companies (CICs) authorized by the Reserve Bank of India (RBI), such as CIBIL, Equifax, Experian, or CRIF High Mark. You are entitled to one free full credit report from each CIC annually. Alternatively, many financial institutions and online platforms offer credit score and report access, often free of charge. You will typically need to provide KYC details for verification to retrieve your report.