how to get credit card without cibil score

Yes, you can get a credit card without a CIBIL score if you have no prior credit history. Banks and financial institutions offer alternatives, especially for first-time credit users:

• Apply for a Secured Credit Card against a Fixed Deposit (FD), which acts as collateral for the card limit.
• Obtain a card based on a stable salary account or income proof, where the bank uses your account history instead of a credit score.
• Become an Add-On cardholder under a family member's primary account to gain initial credit exposure.

Responsible usage of these cards helps establish and build your CIBIL score.