how do i get a free credit report

You are entitled to a free credit report from India's four major credit bureaus. As per the RBI mandate, every individual can get one free full credit report per calendar year from each of the credit information companies: CIBIL, Equifax, Experian, and CRIF Highmark. To obtain your report:

• Visit the official website of any of the four bureaus.
• Complete the identity verification process using your personal details.
• Your report will be delivered to your registered email address.

Additionally, many financial platforms offer monthly credit score checks at no charge.