how to get personal loan with low cibil score

Getting a personal loan with a low CIBIL score is possible but may involve stricter terms. Your best approach is to seek out Non-Banking Financial Companies (NBFCs) that use flexible credit models, considering factors like your income and transaction history over just your score. Additionally, you can improve your chances by:

• Offering collateral to secure the loan, which reduces the lender's risk.
• Applying for a joint loan with a co-signer who has a good credit score.
• Applying for a smaller loan amount to assure the lender of your repayment capability.