What are the credit score ratings?

In India, credit scores typically range from 300 to 900, representing a person's creditworthiness. Ratings are generally categorized as follows: 750 to 900 is considered Excellent, offering the best loan terms and interest rates. 700 to 749 is Good, indicating a high probability of approval. 650 to 699 is Fair or Average, where lenders may be more cautious. 300 to 649 is Poor, making it difficult to secure new credit. A higher score reflects responsible repayment behavior and better financial health, helping users access superior financial products.