how can you check your credit score

You can check your credit score through the official websites of credit information companies (CICs) operating in India, such as TransUnion CIBIL, Experian, Equifax, and CRIF High Mark. RBI guidelines entitle every individual to one free credit report from CIBIL each calendar year. Many banks and financial institutions also offer a complimentary monthly credit score check through their official websites or mobile applications. Checking your own credit score, often referred to as a soft inquiry, will not negatively impact your financial standing or score.