How to check your credit score accurately?

To check your credit score accurately in India, you can obtain a free credit report once a year from any of the four RBI-authorized credit bureaus: CIBIL, Equifax, Experian, or CRIF High Mark. Visit their official websites and provide your PAN, Aadhaar, or other identification details for verification. Additionally, many banks and digital platforms offer free monthly credit score updates. Regularly reviewing these reports from official sources ensures the data is accurate and helps you monitor your financial health effectively.