How to check your credit score without affecting it?

To check your credit score without affecting it, you should perform a self-check through official credit bureau websites or authorized financial platforms. These self-initiated checks are categorized as soft inquiries, which do not impact your credit score. You can visit the official websites of RBI-authorized bureaus like TransUnion CIBIL, Experian, Equifax, or CRIF High Mark to request your report. By law, every individual in India is entitled to one free full credit report per calendar year from each of these bureaus. Regular monitoring helps track your financial health safely.