how much credit score is required for loan

There is no universal minimum credit score required for a loan, as requirements vary by lender and the type of loan. However, for a personal loan in India, a CIBIL score of 750 and above is generally considered excellent and significantly increases your chances of approval with the most favorable interest rates and terms. Lenders often look for a score of at least 650 to 700 for a moderate chance of approval, though this may result in higher interest rates. Aiming for a score of 750+ is advisable to secure the best offers.