how much credit score required for personal loan

There is no universal minimum credit score required for a personal loan, as requirements vary by lender. However, in India, a CIBIL score of 760 and above is generally considered excellent, significantly increasing your chances of approval and securing favorable terms like lower interest rates. Most financial institutions look for a minimum score between 700 and 750. While some lenders may approve loans for applicants with lower scores (sometimes as low as 550-580), these often come with higher interest rates and stricter repayment conditions.