how much cibil score required for education loan

The ideal CIBIL score for an education loan is typically 750 and above, as this greatly increases your chances of approval and securing favorable terms like lower interest rates. The minimum required CIBIL score for education loans at most banks is generally 685. For students with no credit history, the lender will primarily assess the credit score of the co-applicant (parent or guardian), who should ideally have a score of 700 or above. Lower scores may require an additional guarantor or collateral.