what should be credit score

The ideal credit score in India, specifically the CIBIL score, ranges from 300 to 900. A score of 750 and above is generally considered excellent.

• A score of 750 or higher significantly increases your chances of getting loan approval with favourable terms and lower interest rates.
• Scores between 700 and 749 are typically viewed as good, providing a high probability of loan approval at standard interest rates.
• Scores below 600 are considered poor and may lead to loan rejection or higher interest rates.