Credit Score

how frequently cibil score is updated

The CIBIL score is typically updated once every 30 to 45 days. This update cycle is dependent on when your bank or financial institution reports your latest credit activities, such as EMI payments and loan balances, to the credit bureau, which usually happens monthly. However, with recent regulatory changes from the RBI, many lenders are now mandated to submit credit data every 15 days, meaning your credit report and score can reflect changes, like a major repayment, up to twice a month.

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