how can check cibil score

You can check your CIBIL Score, a three-digit summary of your credit history, for free through various financial institutions and credit bureau websites in India. By providing your personal details, such as your name, mobile number, email address, and PAN number, you can get a free online report. Your identity is then typically verified with an OTP sent to your registered mobile number. As per RBI guidelines, every individual is entitled to receive one free full Credit Information Report from credit bureaus each calendar year. Checking your own score is considered a 'soft inquiry' and does not harm your credit profile.