does lazypay affect cibil score

Yes, LazyPay can affect your CIBIL score. The impact is primarily driven by your repayment behavior. Your CIBIL score is affected adversely only if you do not make timely payments for your LazyPay statements or miss the payment by the due date. Conversely, making consistent, on-time repayments demonstrates financial responsibility and contributes to building a positive payment history, which gradually helps in enhancing your overall credit score. Responsible utilization of the service is vital to protect your credit profile.