can i get home loan with low cibil score

Yes, securing a home loan with a low CIBIL score is challenging but remains possible. A lower score suggests a higher credit risk to lenders, which typically results in them imposing stricter conditions or charging higher interest rates. To improve your eligibility, focus on these strategies:

• Apply with a co-applicant who has a good CIBIL score.
• Offer a larger down payment to reduce the loan amount and the lender's risk.
• Explore Non-Banking Financial Companies (NBFCs), as they sometimes have more flexible criteria than traditional banks.