does checking cibil score reduce the score

No, checking your CIBIL Score yourself does not reduce your score. When you check your own score, it is considered a 'soft inquiry' or 'soft pull,' which has absolutely no impact on your creditworthiness. Your score is only potentially affected by 'hard inquiries,' which occur when you actively apply to a bank or financial institution for a new credit card or loan. Regular self-checking is encouraged to monitor your credit health.