can i get loan without cibil score

Yes, while challenging, it is possible to get a loan without an existing CIBIL score, especially if you have no prior credit history. Lenders use alternative ways to assess your creditworthiness.

• Apply for a smaller loan amount, which reduces the lender's risk.
• Provide strong income proof, such as salary slips, bank statements, and ITR documents.
• Offer collateral to secure the loan, such as gold or fixed deposits.
• Apply with a co-signer or guarantor who has a good credit history.