Credit Card Bill

Which credit card is easy to get?

A secured credit card is the easiest credit card to get in India, especially for individuals with no credit history or a low credit score. These cards are issued against a fixed deposit (FD), which serves as collateral for the bank. Key features include:
  • Instant Approval: Since the card is backed by an FD, banks usually do not require income proof or a high credit score.
  • Credit Building: Regular use and timely repayments help build or improve your CIBIL score.
  • Continued Interest: Your fixed deposit continues to earn interest even while it is linked to the card.

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