What is a virtual credit card?

A virtual credit card is a digital-only version of a physical credit card, providing a unique 16-digit number, expiry date, and CVV for online transactions. Linked to your primary credit account, it enhances security by masking your actual card details, reducing the risk of fraud or data breaches. Key features include:

• Instant issuance through bank apps or websites.
• Customizable spending limits and validity periods.
• Safe for one-time or recurring online payments.
• Transactions appear on your regular monthly statement.