How to stop automatic payments on a credit card?

To stop automatic payments on a credit card, you should first contact the merchant or service provider through their website or app to cancel the subscription. Additionally, you can manage or revoke standing instructions via your bank’s net banking portal or mobile app. As per RBI guidelines, customers have the right to modify or cancel e-mandates at any time. If unauthorized charges persist, contact your card-issuing bank immediately to place a stop-payment request or raise a formal dispute.