How to stop a credit card?

To stop or close a credit card in India, you must submit a formal request to your issuing bank. According to RBI guidelines, banks must process closure requests within seven working days, provided all dues are cleared. You can stop your card through:

• The bank's mobile app or net banking portal under the service request section.
• Calling the bank's dedicated customer care helpline.
• Sending an email or a written request to the bank's branch.

Ensure you redeem any reward points and cancel automated standing instructions before closure.