To scan and pay using a credit card, you must first link an eligible RuPay credit card to your UPI-enabled application. Once linked, follow these steps:
- Open the app and select the Scan and Pay option.
- Scan the merchant's UPI QR code.
- Enter the transaction amount.
- Select your linked credit card as the payment method.
- Authenticate the transaction by entering your UPI PIN.
This feature is currently available for merchant payments only and cannot be used for person-to-person transfers.