How to close a credit card?

To close a credit card in India, you must submit a formal request to your bank through their helpline, mobile app, or official website. As per RBI guidelines, banks must process closure requests within seven working days, provided all outstanding balances are cleared. Ensure you redeem any reward points and cancel automated payments before initiating the process. After your request is processed, the bank will send a confirmation. It is also recommended to destroy the physical card by cutting it through the magnetic strip.