Who is the drawer of a cheque

The drawer of a cheque is the person or entity who holds the bank account and issues the cheque to initiate a payment. By signing the document, the drawer provides a mandate to their bank, known as the drawee, to transfer a specific sum of money to the payee. In India, it is the drawer's responsibility to ensure that their account has an adequate balance to cover the payment, thereby preventing the cheque from being dishonoured or bounced.