Where to find micr code on cheque

The MICR (Magnetic Ink Character Recognition) code is a 9-digit number primarily found at the bottom of every cheque leaf, usually printed adjacent to the 6-digit cheque number. This unique code is essential for the automated processing and clearing of cheques. Apart from the cheque leaf, you can also find the MICR code on the first page of your bank passbook or the bank's official website. The structure of the 9-digit MICR code is as follows:

• City Code: The first three digits represent the city, aligning with the first three digits of the postal PIN code.
• Bank Code: The middle three digits represent the unique code assigned to the bank.
• Branch Code: The last three digits identify the specific bank branch.