What is meant by cross cheque

A crossed cheque is a cheque that has two parallel transverse lines drawn across the top left-hand corner or across the face of the cheque. This marking provides a level of security as it indicates that the cheque cannot be encashed over the bank counter. Instead, the amount must be deposited directly into the payee's bank account. This practice helps in:

• Ensuring the money reaches the intended recipient’s bank account.
• Creating a traceable paper trail for the transaction.
• Preventing unauthorized persons from encashing the cheque if it is lost or stolen.